Krawczyk & Partners LP advises on the interpretation of banking law, by drawing up legal opinions and necessary documentation in this respect, in the case of both specific transactions and day-to-day banking activity. The Firm also provides advice on banks' relations with supervisory authorities.

The optimisation models we draw up cover all aspects of organisation of the process of outsourcing banking services, and analysis of the related legal risks.

We draw up and issue opinions on legal solutions relating to specific bank products, from the bank's relevant internal regulations to day-to-day solving of legal problems.

We advise on the implementation of solutions that meet requirements arising in connection with the latest legislative developments, for instance the so-called New Capital Accord, by adapting and drawing up the bank's relevant internal regulations.

The Firm's lawyers employ their many years of experience when planning, evaluating, updating and rationalising systems for securing receivables. In this area we place particular stress on consolidation of documentation and the optimisation of debt-securing instruments, for the purpose, for instance, of increasing the sale value of blocks of receivables and making dealings with potential debt recovery agencies more efficient.

We also examine forms of collateral securing banks' receivables used in foreign transactions from the point of view of requirements imposed by supervisory authorities, and assess their admissibility in Poland.

We offer due diligence reviews of debt portfolios intended for sale. We assess the suitability of the securitisation of debt portfolios from the legal point of view (among other things the extent to which documentation is consolidated and the quality of debts); we also offer advice on setting documentation standards and classification of litigation cases.

Lawyers in the Firm's litigation department represent Clients in court and in dealings with court enforcement officers and handle disputed debts arising in connection with banking products.

Lawyers in the real estate department also perform due diligence reviews, at a bank's request, of property development projects and special purpose vehicles, for entities of that kind attempting to obtain financing.